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One of the hottest topics today in veterinary health care that animal guardians are faced with is whether or not to purchase health insurance for their pets. given the complexities and uncertainties of our own health care system, the pet insurance company can be equally as challenging or challenging to figure out in my opinion. There are certainly numerous outstanding competitive companies out there today, such as VPI, Pet Care, Pet Assure, Embrace, Hartville, Pet plan USA and ASPCA plans just to name a few.

In deciding on whether to purchase pet insurance or not, I first tell clients to look at the breed of canine that they are getting, and if they are prone to numerous chronic diseases. For example, if one is purchasing a stunning golden Retriever puppy, which is certainly a fantastic pet (I in fact had one growing up in the 1970s), sadly this breed is prone to numerous problems ranging from chronic skin allergies to much more complex problems such as thyroid disease and even numerous types of cancer. In such a case, I would recommend an animal guardian to seriously consider taking a look at one of the numerous pet insurance options available.

I also tension to clients that the coverage be lifetime coverage as well. Pre-existing conditions do come into play, and are many of the times not covered for those animal guardians purchasing insurance on older pets. numerous insurance companies will ask for copies of veterinary records when deciding on paying a claim or not. While the decision is not an easy one, there are certainly both pros and cons to owning pet health insurance, so certainly careful thought, as well as comparing the various companies and types of coverages available is recommended.

It is always comforting to know that no matter whether an animal guardian chooses on pet insurance or not, that a trustworthy reputable pet health pharmacy such as 1800PetMeds carries both over the counter and prescription pet medications and pet supplies that offer an animal guardian economical alternatives.When comparing these various companies, it’s essential to of course first look at the cost, as well as what is actually covered. numerous companies cover routine health exams, heartworm tests, stool checks, and vaccinations, while others do not. as with our insurance coverages, there is typically a deductible that will vary from company to company. It is also essential to consider whether there are any restrictions on the coverage and to make sure that you can choose any veterinarian, rather than one in a restricted network.

Pet Health